Turn life’s unscripted moments into trust-building experiences
Make offering protection as simple as accepting a payment. Join the world’s leading brands to give your customers the peace of mind they deserve while unlocking new growth for your business.
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Protection designed for global complexity
When life gets unpredictable, your customers look to you for a solution. We provide the global infrastructure to make sure you’re always ready with the right coverage.
60+ countries, one integration
Access best-in-class underwriting and local licenses in 60+ countries and all 50 US states.
Support that moves fast
Turn customer anxiety into trust-building moments with instant payouts in 90+ currencies.
Tech that grows with you
Meet the high-volume demands of global commerce with an AI-native stack that adapts to your needs as you scale.
Why Cover Genius?
A partnership that pays for itself
Protection works best when it’s a performance engine. We provide the board-ready confidence you need with a commercial model that supports your bottom line.
Performance-led optimization
By optimizing every dollar of premium, we help brands increase revenue and deepen customer lifetime value.
Real-time visibility with the partner portal
Get a unified, real-time view of your performance and the trends that tell you exactly where to discover opportunities and drive revenue.
Build brand loyalty
By embedding instant claim resolution, we protect your most valuable asset — the customer relationship — while removing the operational burden of traditional insurance.
Growth without the heavy lift
Our revenue-share model turns a traditional expense into an income stream that compounds as you scale.
Embed protection anywhere your customers are without building the compliance infrastructure yourself.
Reach your customers wherever they are
One integration, every market
Access our full suite of protection products, carrier panel, and claims infrastructure globally.
Rapid time-to-value
Go live in weeks with minimal development resources so you can make an impact fast.
Future-proof technology
Our carrier-agnostic model ensures you are never locked into a single underwriter or technical constraint.
Be there when it matters most
Life’s unscripted moments — cancelled flights, lost packages, or damaged goods — shouldn’t be the end of a customer relationship. We help you turn those points of disruption into moments of genuine loyalty.
Get a DemoInstant claims resolution
Turn a customer’s worst moment into a positive experience that builds brand trust. Most claims are resolved in under 5 minutes, with customer support available in 40+ languages.
Your brand, your experience
Keep your customers in your ecosystem with a 100% white-labeled journey from the first quote to the final payout.
Use real-time data to drive protection decisions
Provide relevant protection offers based on user behavior, making your brand a helpful partner at exactly the right moment.
Find the right solution for you
Banking
Use Cover Genius to make offering coverage as easy as accepting a payment.
Mobility and auto
Leverage a single API to provide a wide range of motor, travel, injury and liability insurance policies for drivers, riders and vehicles in any market.
Shipping and logistics
Provide domestic or international shipping protection that’s cheaper and faster than carrier liability.
Travel
Use Cover Genius for dynamically bundled policies for any source or destination, all from one simple integration.
Ticketing
Offer protection directly to your customers, letting them book with confidence.
Retail and eCommerce
Our zero friction approach starts with AI-backed, real-time protection that’s bundled for whatever’s in the cart.
Payments and fintech
Serve protection at the right time, in the right place, informed by transaction data.
Gig economy
Protect both sides of your marketplace with Cover Genius’s seamless API.
What our partners say
“With Cover Genius, we can offer an efficient form of optional income protection that complements the regular insurance that already covers all of our trips.”
— Senior Manager, Driver & Safety Operations, Uber
“Cover Genius raises the bar on ticket insurance offerings and delivers outstanding value to our customers.”
— Commercial Director, AXS
"Cover Genius helps us launch and continuously improve our travel protection products to ensure they cater to the evolving needs of our customers."
— Vice President, Rental Car and Ancillary Products, Priceline
"With Cover Genius, customers get tailored protection packages that are specially curated for each itinerary, regardless of their location or language, to give them peace of mind as they travel."
— Director of Ancillary Revenue, Ryanair
“Cover Genius’ technology gives each of our merchants a seamless customer experience all the way from protecting the customer shipment through easily processing a claim."
— General Manager, ShipStation
"Cover Genius can keep up with our rapidly growing global footprint. Their tech-forward approach allows for seamless integration in 56 countries to offer our passengers comprehensive, easy-to-understand protection within the booking path for a convenient travel experience."
— SVP Sales, Turkish Airlines
“Thanks to Cover Genius’s fast and stress-free claim procedure, we not only save our merchants time and money, but also provide their customers with the best service.”
— Co-founder and CEO, Sendcloud
"Cover Genius’s world-leading technology, award-winning claims process, and customer centricity make them an invaluable partner for Ola as we continue our growth."
— Chief Category Officer, Ola
Ready to build a better protection journey?
Join the global leaders who are transforming complex insurance into a trust-building moment.