End-To-End Insurance
& WARRANTIES.
1 API, 1 Global Partner.

Cover Genius is the insurtech for embedded insurance that protects the global customers of the world’s largest digital companies –including Booking Holdings, Intuit, RyanairDescartes ShipRush, Skyscanner, Ola and AXS – and it’s available at Amazon, eBay, Flipkart, Shopee, Wayfair and – via XCover Go – many smaller stores.

Humbly, our world-leading NPS of +65‡ wasn’t missed by the Financial Times either; they ranked us #1 on their list of the fastest growing companies. 

Insurance the way you wished for

Together we create simple policies that don’t require a doctorate to read and super quick claims assessments with instant payments. Millions of happy customers in 60+ countries & across 50 US States are protected by us every year, distributed by the world’s largest online companies, from a single API call.

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HAPPY CUSTOMERS

We know that when you put customers at the center of insurance, the obstacles get much smaller, so we co-create policies and benefits with you.

READY TO GO

Our API has dozens of policies ready to integrate for all types of online companies.

OPTIMIZED

Our RESTful API enables partners to optimize price and dynamically bundle policies for any customer in any country and any language.

GLOBAL

Our policies are translated in 40+ languages and we're licensed or authorized in 60+ countries and 50 US states so you don't need to be.

WE'RE WINNING AWARDS

Cover Genius was recognized as the #1 fastest growing company in Asia Pacific by the Financial Times. Globally, we’ve won dozens of awards in the US, UK, Asia, Australia, Brazil, Canada and throughout Europe for our insurance distribution and instant claim platforms and for our optimization suite and claims servicing (a nod to our industry-leading NPS of +65‡).

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1 - FInTech Breakthrough Awards

INSURANCE FOR ANY BUSINESS

We understand that your success comes from satisfied and loyal customers. Our XCover API lets you deliver on this promise by delivering a seamless customer experience from policy creation to claims management.

RETAIL

RETAIL

Our zero friction approach starts with policies that aren’t written by lawyers, where the benefits are bespoke and bundled for whatever’s in the cart.

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MOBILITY & AUTO

MOBILITY & AUTO

A single API call that allows auto and mobility companies to create frictionless experiences for a wide range of motor, travel, injury and liability insurance policies for any market.

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PROPERTY

PROPERTY

Policies for liability, rental protection, contents and full property that are bundled or paid at the time of listing. Offer them all with the XCover API.

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PAYMENTS

PAYMENTS

The XCover API creates a new distribution channel for a range of personal insurance products, served at the right time, in the right place.

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GIG ECONOMY
GIG ECONOMY

The XCover API provides end to end processing of contractor's liability coverage for the giants of the gig economy.

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FINTECH / NEOBANK

FINTECH / NEOBANK

You've built your business by slaying dinosaurs. So have we. Our whitelabels and APIs have commercial and personal insurance packs that neobanks, FX, AltFi's and lenders need.

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TICKETS & EVENTS

TICKETS & EVENTS

Our XCover API lets tickets and events sellers offer insurance directly to their customers, letting them book with confidence, safe in the knowledge that they’re protected should things go wrong.

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LOGISTICS

LOGISTICS

We partner with carriers, freight forwarders, merchants/shippers, shipping aggregators and marketplaces who want domestic or international shipping and a truly frictionless experience.

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TRAVEL

TRAVEL

OTAs, Metas, airlines, LCCs, accommodation providers, tour aggregators and cruise lines use XCover for dynamically bundled policies from one simple integration.

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BUSINESS SERVICES

BUSINESS SERVICES

Partnering with leading B2B companies across the globe, we help deliver personalized insurance and frictionless experiences to worldwide business customers.

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WHAT OUR PARTNERS ARE SAYING

The insurtech difference means a shared purpose: growth. Here’s how our partners are benefiting, in their own words.

  • “We’re pleased to be partners with market leader Cover Genius whose technology and end-to-end insurance capability mean that we can reassure travellers globally and help them get back to travelling again."


    Tiago Godinho, Commercial Director, Skyscanner
  • “Providing a customer-centric insurance solution with standardized protection across multiple countries and currencies was critical to our expansion into new markets. Cover Genius’ technology gives each of our merchants a seamless customer experience all the way from protecting the customer shipment through easily processing a claim."


    General Manager, ShipStation
  • "We are delighted to partner with Cover Genius to offer our growing network of customers an even more convenient and comprehensive suite of travel insurance options. Customers can now avail of tailored protection packages that are specially curated for each itinerary, regardless of their location or language, to give them peace of mind as they travel with Ryanair, Europe’s no.1 airline."


    Director of Ancillary Revenue, Ryanair
  • "Cover Genius’ superior technology and customer-first approach align well with our overall strategy to deliver the right tools and services to help small businesses succeed and offer peace of mind to our customers."


    Head of SMB Insurance, Intuit
  • "We are delighted to work with Cover Genius on a unique benefit for our customers. Their world-leading technology, award-winning claims process and customer centricity makes them an invaluable partner for Ola as we continue our growth."


    Chief Category Officer, Ola
  • “The Cover Genius technology raises the bar on ticket insurance offerings and delivers outstanding value to our customers.”


    Commercial Director, AXS
  • "Through our strategic partnership with Cover Genius, we aim to create a tailored protection for our customers where they will be able to request for multiple claims at zero added cost."


    Head of Insurance, Pepperfry
  • “As a leading international airline, our mission is to offer our passengers the best services both on the ground and in the air. Our integration of Cover Genius’ XCover platform into our booking process means we can now offer our passengers and their travel partners peace of mind during their travel. "


    Birna Ósk Einarsdóttir, CCO Sales and Customer Experience, Icelandair
  • "Providing our shoppers with an exceptional customer experience is at the core of everything we do at Flipkart. With Cover Genius, we are confident that we will amplify the customer service standards on our marketplace. "


    Senior Vice President, Fintech and Payments Group
  • “Offering a comprehensive shipping insurance solution to our e-commerce customers is essential to help protect them against unforeseen circumstances in the delivery. Cover Genius’ XCover platform helps us create a seamless delivery experience and when things go wrong they can replace their items immediately and protect their margins. "


    Troy Graham, Vice President Ecommerce at Descartes
  • “We have experience of selling insurance policies with various structures, and are familiar with the limitations, particularly dealing with multiple underwriters across multiple destinations in multiple languages. Working with Cover Genius as our trusted partner, such pain points are alleviated, so that we can open up our market and policy scope.”


    Director Ancillary Sales, Etraveli Group

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