Consumers trust banks more than any other channel to buy protection, yet a third of that advantage sits unused. Here’s why, and what closes the gap.
Deblock customers now get protection built into their account, powered by Cover Genius. Learn how embedded protection is changing bancassurance for banks.
What is parametric insurance? Learn how fixed payouts triggered by independent events work, with real-world examples from disaster relief to travel.
Nearly two-thirds of consumers say shipping protection is valuable, but only 30% of high-value shoppers buy it at checkout. Here’s how to close that gap.
Consumers of all ages are ready for protection. A new embedded protection report reveals how differently each generation thinks about risk and coverage.
Parametric insurance coverage in action, from flight delay payouts to weather-triggered refunds, and what it means for embedded protection.
New research from Cover Genius and Gather surveyed 1,392 consumers on AI shopping agents. See why trust, not technology, is the real barrier.
The real advantages of bancassurance go beyond commission. See how embedded protection turns insurance into a retention and revenue lever for banks.
Key travel findings from the 2026 Embedded Protection Report: why travelers switch bookings, and what platforms should do about it.
1,392 consumers, 7 countries, 4 generations: here’s what a new embedded protection report reveals about closing the gap between demand and delivery.
Embedded insurance lets digital platforms offer protection directly in the checkout flow. Here’s how it works, which companies are pivoting to it, and why.
See the main types of embedded insurance, from travel to shipping, and how each one shows up in a typical checkout or booking flow.
What separates a bancassurance program that performs from one that sits unused? Five examples from banks getting it right.
Bancassurance lets banks distribute insurance to their own customers. Here’s how the model works, why banks use it, and how embedded protection is changing it.
Retail banks modernize core banking, payments, and lending, but insurance lags behind. See why embedded insurance for financial services closes that gap.
Danny Poole, VP of Banking, Commerce, and Platforms EMEA at Cover Genius, joined Fintech Futures at Money20/20 Europe 2026 to discuss why embedded, data-driven protection has become a strategic priority for digital banks and what it actually takes to get it right.
Cover Genius is pleased to announce the closure of our $80M+ Series E funding round
How XCover Reduces Support Burden for Partners and Improves Customer Satisfaction Every platform that adds protection to its checkout eventually asks the same question: who
Daniel Poole, VP of Strategic Partnerships – Retail, recently spoke at the InsTech London event “Making Payments Pay: Making the Most of Payments Technologies”.
Cover Genius’s Daniel Chavenson explains why embedded insurance is accelerating industry innovation, and how platforms can keep pace.
Geniebot finds the appropriate insurance policy for your e-commerce store by analyzing the product metadata and using a Natural Language Processing (NLP) model.
Cover Genius CEO and Co-founder Angus McDonald joined keynote panel “How Embedded Insurance Will Disrupt the Industry Landscape”.
XCover Go allows you to offer both warranty and shipping protection in one seamless integration from storefront to repairs and replacements with instant claims payments.
In our report published in late 2020 – What’s Driving Outsized Attach Rates In 2020? How a Tech-Led Approach Has Helped Sustain a 2-3x Bump – we examined the huge and sustained increase in post-COVID attach rates across our network of partners, including travel partners like Booking.com, Skyscanner, Hopper and more, and other partners in our network like Intuit, eBay, Shopee, Descartes ShipRush and dozens more.
In a recent presentation at INCO Greece, our SVP Regional Head of LatAm partnerships, Julio Castellón shares the future of insurance distribution and leveraging customer data points. Over the past two decades, the development of the internet and the deployment of fast internet networks has reached millions of people all over the world. The internet along with the pandemic has accelerated the rapid growth of e-commerce and customers have grown accustomed to sites they find convenient, trust and enjoy using.
Banks sit at the center of all our financial transactions so they have a natural advantage when it comes to offering their customers insurance products. Daniel Poole, our VP Strategic Partnerships EMEA talks about the widening gap between digital and legacy banks and opportunities for banks to utilize transactional data into building an ecosystem of ancillary services in a recent interview with PYMNTS.com.
As the digital landscape evolves, consumers are searching for peace of mind and safety when doing their business online. Arijit Chakraborty, Managing Director APAC, recently discussed with PYMNTS.com the help of transaction and client-based data to deliver “hyper-relevant” embedded insurance offers to ultimately protect the consumer.
Luiza Gusmão, Customer Vice President of Cover Genius, recently sat down with Insurance Business to share her journey from leveraging her engineering background to transitioning into the insurtech industry.
Our Head of Insurance, Graeme Dean, was featured as a guest on the Insurtech Insider podcast. In this episode, Graeme discusses the demand for travel insurance increasing as more destinations require coverage as we move towards embedding COVID-19 policies in all insurance verticals.
Whether they know it or not, consumers have been the beneficiaries of embedded insurance, a trend that’s moving beyond simple eCommerce payments and has recently made its debut in the logistics sector. Embedded insurance offers a seamless alternative to the clunkiness of traditional insurer offerings: When consumers buy high-priced electronics from their favorite online retailer or expensive flights from their airline of choice, they’re offered protection right at the point of checkout with coverage tailored to their specific needs. Please see the full article here.
Our Co-Founder and CEO, Angus McDonald, recently wrote a piece for The Connected Economy’s Power Source eBook discussing the emergence of Super Apps in a digitally centered universe and its role in providing seamless integration of insurance.
Our Chief Operations Officer, Mitchell Doust, was invited to share his insights around Data Driven Product Innovation at the Future of Insurance event, hosted by Reuters Events.
Our Chief Technology, Peter Phillips, spoke on a panel for Tech in Asia, joined by Han-Ley Tang, Founder of Blue Monkey, Chee How Lim Founder & CEO of Tapway, and Bernard Leong, Head of Machine Learning and Artificial Intelligence, ASEAN, Amazon Web Services, to discuss how they are deploying AI and machine learning within their product stack.
We partnered with AXS to deliver a personalized experience for customers’ when purchasing tickets to their favorite event, leveraging the technology behind our XCover platform and BrightWrite analytics framework. As more consumers prioritize peace of mind, especially for large value purchases like event tickets, our tech-led approach helped deliver a 200% growth in attach rates.
Covid-19 brought attention to travel insurance and it’s now commonly known that most travel insurance policies taken out pre-Covid, were not fit for purpose under a global pandemic. Typically, customers were not protected but there didn’t appear to be an appetite within the insurance industry to do anything about it! For us, this wasn’t good enough.
Watch Mitch Doust, Chief Operating Officer – Americas at Cover Genius and Mauricio Comi, Head of SMB Insurance at Intuit chat at the Insuretech Connect 2020 global event. Mitch and Mauricio discuss the use of data to drive personalized insurance offerings for SMBs and how this is benefiting Intuit’s wide range of customers.
See how travel insurtech innovations, like automated delay claims and airline collapse cover, help rebuild traveler trust after disruption.
What Will the Travel Insurance Space Look Like After Coronavirus? The recent Coronavirus pandemic left travellers worldwide in the lurch with inadequate coverage. Many paid
We compare sales for Cover Genius’ consumer warranty brand “XCover”, and our predecessor (a traditional US-based insurer).
What’s Driving Outsized Attach Rates in 2020? How a Tech-Led Approach Has Helped Sustain a 2-3X Bump In March 2020, our BrightWrite data analytics team
Traditional Insurers Take 10-20 Days To Pay a Claim. Here’s Why. Traditional insurance claims processes can take 15 to 30 days after a decision before
We Built XClaim To Handle Instant Payments Into Any Bank Account Globally. Here’s What We Learned Along the Way. Being a global insurtech comes with
Our EVP of the America’s, Mitch Doust, explains in this interview originally featured on Carrier Management how together, XCover and XClaim, deliver insurance policies for any line of insurance in 60 countries and 50 U.S states and instant payment of claims in 90+ currencies.
When it comes to creating a seamless customer experience, we understand the importance of working with our partners to fully optimize the site’s frontend.
There’s One Thing You Need To Increase Basket Size. Here It Is. In the increasingly competitive online retail market, basket size is a key metric
See how dynamic product bundling uses real-time data to match the right protection to each customer, lifting insurance attach rates by 23%.
See why understandable insurance, plain and jargon-free, improves comprehension, reduces disputes, and builds more trust than legal wording.
Are Retailers Missing Out on Protection Services Opportunities? 3 Misconceptions About Product Warranties Product warranties are a no-brainer when it comes to protecting online purchases
See why product protection drives repeat purchases, and how a good claims experience turns a single sale into a lasting customer relationship.
Our capability to create policies to service a variety of business lines including retail, travel, logistics, payments, auto and mobility has resulted in partnerships with some of the world’s largest ecommerce companies across these verticals, including Booking Holdings, AXS, Ebay, Shipstation, Automatrix, eTraveli and Despegar.
Consumers Want To Spend More, but Retailers Are Holding Them Up When we were founded, we had some big dreams. We wanted to protect all
48% of Consumers Would Buy More if Offered Protection at Checkout Retailers researching how to increase AOV in retail don’t need three separate initiatives to
Brightwrite’s Dynamic Pricing Capability Watch the demo. BrightWrite is our data analytics platform that helps our partners generate key pricing insights, resulting in maximized conversions
Optimizing Retail Insurance Price in UK & Brazil This is part of Growth Studies, a a series of articles about how BrightWrite improves yield for
Optimizing Retail Insurance Price in Saudi Arabia This is part of Growth Studies, a a series of articles about how BrightWrite improves yield for partners.
Optimizing Retail Insurance Price in Mexico & Russia This is part of Growth Studies, a a series of articles about how BrightWrite improves yield for
Optimizing Retail Insurance Price in the USA This is part of Growth Studies, a a series of articles about how BrightWrite improves yield for partners.
How We Utilize Price Elasticity Insights (USA) Our award-winning BrightWrite data analytics platform has the capability to run pricing experiments to deliver insights for our
How We Achieved a Truly Global Insurance Footprint Cover Genius has overcome multiple barriers to achieve true global insurance, not only servicing multiple verticals but
“Gifted Babies” – Mitigating for Travel Insurance Risk in Iceland The Northern Lights in Iceland attracts tourists from all over the world, especially those from
Coronavirus Case Study: Insurance Attach Rates Grow 1200% The Coronavirus, and its drastic changes on society, has changed how people engage with protection products. In
A Wide Selection of Protection Products From a Single Partner Customers want selection when shopping online; it’s where we go to find that specialized battery
See how smart insurance, personalized, embedded protection at checkout, helps online retailers cut cart abandonment and build lasting loyalty.
Smarter Insurance: A New Opportunity To Drive Value in the P2P Accommodation Space Digital platforms offering peer-to-peer or shared accommodation are transforming the tourism sector.
Driving Success for the Emerging Car-Sharing Economy via Smart Insurance Technology innovation is helping to redefine the concept of ownership thanks to a burgeoning sharing
Make Secondary Revenue a Primary Focus With rapid changes happening in e-commerce, leaders tend to intensify the focus on their core revenue drivers. It’s a
As travel booking moved online, insurers lagged behind, leaving room for simpler, better-timed protection offers built for the digital journey.
How Insurers Can Turn Machine Learning From a Threat to an Opportunity Modern online businesses across a range of industries have a fantastic opportunity to
Tailored Insurance: The Secret Weapon for Online Retail Success Online retail is a tough market to win. US e-commerce sales are on track to top
Payments are at the heart of the e-commerce success story. The development of innovative fintech platforms and streamlined transaction processes have helped meet rising consumer
We love talking to companies who want to protect their global audience.
