Travel

How Icelandair integrated XCover to become the first national airline to offer Covid protection

The Coronavirus pandemic has created a new set of concerns for the modern traveler and highlighted how important tailored protection is in restoring confidence for travelers worldwide. International airline and national flag carrier Icelandair partnered with us to accelerate their recovery from the effects the airline industry has been experiencing from the pandemic, while still prioritizing the safety of their customers above all else.

The Embedded Insurance Travel Report: Research shows Australian travelers desire embedded protection and improved claims experiences in a post-pandemic world

Our breakthrough research report in Australia and 19 other countries shines a light on how travel providers need to move quickly to overcome archaic insurance solutions that are intentionally built to undermine customer satisfaction in favor of insurer margins. While these programs deliver a post-claim NPS of -43, Cover Genius — backed by a seamless journey that seeks to transparently protect its customers — delivers a post-claim NPS of +65, thereby ensuring loyal, happy customers who are thankful for the care and support of the airline, provider or agent in their time of need.

The Embedded Insurance Travel Report: Research shows Brazilian travelers desire embedded protection and improved claims experiences in a post-pandemic world

Our breakthrough research report in Brazil and 19 other countries shines a light on how travel providers need to move quickly to overcome archaic insurance solutions that are intentionally built to undermine customer satisfaction in favor of insurer margins. While these programs deliver a post-claim NPS of -9, Cover Genius — backed by a seamless journey that seeks to transparently protect its customers — delivers a post-claim NPS of +65, thereby ensuring loyal, happy customers who are thankful for the care and support of the airline, provider or agent in their time of need.

The Embedded Insurance Travel Report: Research shows UAE travelers desire embedded protection and improved claims experiences in a post-pandemic world

Our breakthrough research report in the United Arab Emirates and 19 other countries shines a light on how travel providers need to move quickly to overcome archaic insurance solutions that are intentionally built to undermine customer satisfaction in favor of insurer margins. While these programs deliver a post-claim NPS of -3, Cover Genius — backed by a seamless journey that seeks to transparently protect its customers — delivers a post-claim NPS of +65, thereby ensuring loyal, happy customers who are thankful for the care and support of the airline, provider or agent in their time of need.

The Embedded Insurance Travel Report: Research shows Thai travelers desire embedded protection and improved claims experiences in a post-pandemic world

Our breakthrough research report in Thailand and 19 other countries shines a light on how travel providers need to move quickly to overcome archaic insurance solutions that are intentionally built to undermine customer satisfaction in favor of insurer margins. While these programs deliver a post-claim NPS of +8, Cover Genius — backed by a seamless journey that seeks to transparently protect its customers — delivers a post-claim NPS of +65, thereby ensuring loyal, happy customers who are thankful for the care and support of the airline, provider or agent in their time of need.

The Embedded Insurance Travel Report: Research shows Swedish travelers desire embedded protection and improved claims experiences in a post-pandemic world

Our breakthrough research report in Sweden and 19 other countries shines a light on how travel providers need to move quickly to overcome archaic insurance solutions that are intentionally built to undermine customer satisfaction in favor of insurer margins. While these programs deliver a post-claim NPS of -41, Cover Genius — backed by a seamless journey that seeks to transparently protect its customers — delivers a post-claim NPS of +65, thereby ensuring loyal, happy customers who are thankful for the care and support of the airline, provider or agent in their time of need.

The Embedded Insurance Travel Report: Research shows Spanish travelers desire embedded protection and improved claims experiences in a post-pandemic world

Our breakthrough research report in Spain and 19 other countries shines a light on how travel providers need to move quickly to overcome archaic insurance solutions that are intentionally built to undermine customer satisfaction in favor of insurer margins. While these programs deliver a post-claim NPS of -39, Cover Genius — backed by a seamless journey that seeks to transparently protect its customers — delivers a post-claim NPS of +65, thereby ensuring loyal, happy customers who are thankful for the care and support of the airline, provider or agent in their time of need.

The Embedded Insurance Travel Report: Research shows Singaporean travelers desire embedded protection and improved claims experiences in a post-pandemic world

Our breakthrough research report in Singapore and 19 other countries shines a light on how travel providers need to move quickly to overcome archaic insurance solutions that are intentionally built to undermine customer satisfaction in favor of insurer margins. While these programs deliver a post-claim NPS of -18, Cover Genius — backed by a seamless journey that seeks to transparently protect its customers — delivers a post-claim NPS of +65, thereby ensuring loyal, happy customers who are thankful for the care and support of the airline, provider or agent in their time of need.

The Embedded Insurance Travel Report: Research shows Russian travelers desire embedded protection and improved claims experiences in a post-pandemic world

Our breakthrough research report in Russia and 19 other countries shines a light on how travel providers need to move quickly to overcome archaic insurance solutions that are intentionally built to undermine customer satisfaction in favor of insurer margins. While these programs deliver a post-claim NPS of -20, Cover Genius — backed by a seamless journey that seeks to transparently protect its customers — delivers a post-claim NPS of +65, thereby ensuring loyal, happy customers who are thankful for the care and support of the airline, provider or agent in their time of need.

The Embedded Insurance Travel Report: Research shows Dutch travelers desire embedded protection and improved claims experiences in a post-pandemic world

Our breakthrough research report in the Netherlands and 19 other countries shines a light on how travel providers need to move quickly to overcome archaic insurance solutions that are intentionally built to undermine customer satisfaction in favor of insurer margins. While these programs deliver a post-claim NPS of -25, Cover Genius — backed by a seamless journey that seeks to transparently protect its customers — delivers a post-claim NPS of +65, thereby ensuring loyal, happy customers who are thankful for the care and support of the airline, provider or agent in their time of need.

The Embedded Insurance Travel Report: Research shows Mexican travelers desire embedded protection and improved claims experiences in a post-pandemic world

Our breakthrough research report in Mexico and 19 other countries shines a light on how travel providers need to move quickly to overcome archaic insurance solutions that are intentionally built to undermine customer satisfaction in favour of insurer margins. While these programs deliver a post-claim NPS of -31, Cover Genius — backed by a seamless journey that seeks to transparently protect its customers — delivers a post-claim NPS of +65, thereby ensuring loyal, happy customers who are thankful for the care and support of the airline, provider or agent in their time of need.

The Embedded Insurance Travel Report: Research shows Korean travelers desire embedded protection and improved claims experiences in a post-pandemic world

Our breakthrough research report in Korea and 19 other countries shines a light on how travel providers need to move quickly to overcome archaic insurance solutions that are intentionally built to undermine customer satisfaction in favor of insurer margins. While these programs deliver a post-claim NPS of -23, Cover Genius — backed by a seamless journey that seeks to transparently protect its customers — delivers a post-claim NPS of +65, thereby ensuring loyal, happy customers who are thankful for the care and support of the airline, provider or agent in their time of need.

The Embedded Insurance Travel Report: Research shows Japanese travelers desire embedded protection and improved claims experiences in a post-pandemic world

Our breakthrough research report in Japan and 19 other countries shines a light on how travel providers need to move quickly to overcome archaic insurance solutions that are intentionally built to undermine customer satisfaction in favor of insurer margins. While these programs deliver a post-claim NPS of -54, Cover Genius — backed by a seamless journey that seeks to transparently protect its customers — delivers a post-claim NPS of +65, thereby ensuring loyal, happy customers who are thankful for the care and support of the airline, provider or agent in their time of need.

The Embedded Insurance Travel Report: Research shows Indonesian travelers desire embedded protection and improved claims experiences in a post-pandemic world

Our breakthrough research report in Indonesia and 19 other countries shines a light on how travel providers need to move quickly to overcome archaic insurance solutions that are intentionally built to undermine customer satisfaction in favor of insurer margins. While these programs deliver a post-claim NPS of -8, Cover Genius — backed by a seamless journey that seeks to transparently protect its customers — delivers a post-claim NPS of +65, thereby ensuring loyal, happy customers who are thankful for the care and support of the airline, provider or agent in their time of need.

The Embedded Insurance Travel Report: Research shows Italian travelers desire embedded protection and improved claims experiences in a post-pandemic world

Our breakthrough research report in Italy and 19 other countries shines a light on how travel providers need to move quickly to overcome archaic insurance solutions that are intentionally built to undermine customer satisfaction in favor of insurer margins. While these programs deliver a post-claim NPS of -34, Cover Genius — backed by a seamless journey that seeks to transparently protect its customers — delivers a post-claim NPS of +65, thereby ensuring loyal, happy customers who are thankful for the care and support of the airline, provider or agent in their time of need.

The Embedded Insurance Travel Report: Research shows Indian travelers desire embedded protection and improved claims experiences in a post-pandemic world

Our breakthrough research report in India and 19 other countries shines a light on how travel providers need to move quickly to overcome archaic insurance solutions that are intentionally built to undermine customer satisfaction in favor of insurer margins. While these programs deliver a post-claim NPS of +18, Cover Genius — backed by a seamless journey that seeks to transparently protect its customers — delivers a post-claim NPS of +65, thereby ensuring loyal, happy customers who are thankful for the care and support of the airline, provider or agent in their time of need.

The Embedded Insurance Travel Report: Research shows German travelers desire embedded protection and improved claims experiences in a post-pandemic world

Our breakthrough research report in Germany and 19 other countries shines a light on how travel providers need to move quickly to overcome archaic insurance solutions that are intentionally built to undermine customer satisfaction in favor of insurer margins. While these programs deliver a post-claim NPS of -18, Cover Genius — backed by a seamless journey that seeks to transparently protect its customers — delivers a post-claim NPS of +65, thereby ensuring loyal, happy customers who are thankful for the care and support of the airline, provider or agent in their time of need.

The Embedded Insurance Travel Report: ​​Research shows French travelers desire embedded protection and improved claims experiences in a post-pandemic world

Our breakthrough research report in France and 19 other countries shines a light on how travel providers need to move quickly to overcome archaic insurance solutions that are intentionally built to undermine customer satisfaction in favor of insurer margins. While these programs deliver a post-claim NPS of -47, Cover Genius — backed by a seamless journey that seeks to transparently protect its customers — delivers a post-claim NPS of +65, thereby ensuring loyal, happy customers who are thankful for the care and support of the airline, provider or agent in their time of need.

The Embedded Insurance Travel Report: Research shows Canadian travelers desire embedded protection and improved claims experiences in a post-pandemic world

Our breakthrough research report in Canada and 19 other countries shines a light on how travel providers need to move quickly to overcome archaic insurance solutions that are intentionally built to undermine customer satisfaction in favor of insurer margins., While these programs deliver a post-claim NPS of -18, Cover Genius — backed by a seamless journey that seeks to transparently protect its customers — delivers a post-claim NPS of +65, thereby ensuring loyal, happy customers who are thankful for the care and support of the airline, provider or agent in their time of need.

The Embedded Insurance Travel Report: Research shows UK travelers desire embedded protection and improved claims experiences in a post-pandemic world

Our breakthrough research report in the United Kingdom and 19 other countries shines a light on how travel providers need to move quickly to overcome archaic insurance solutions that are intentionally built to undermine customer satisfaction in favor of insurer margins. While these programs deliver a post-claim NPS of -37, Cover Genius — backed by a seamless journey that seeks to transparently protect its customers — delivers a post-claim NPS of +65, thereby ensuring loyal, happy customers who are thankful for the care and support of the airline, provider or agent in their time of need.

The Embedded Insurance Travel Report: Research shows US travelers desire embedded protection and improved claims experiences in a post-pandemic world

Our breakthrough research report in the US and 19 other countries shines a light on how travel providers need to move quickly to overcome archaic insurance solutions that are intentionally built to undermine customer satisfaction in favor of insurer margins. While these programs deliver a post-claim NPS of -26, Cover Genius — backed by a seamless journey that seeks to transparently protect its customers — delivers a post-claim NPS of +65, thereby ensuring loyal, happy customers who are thankful for the care and support of the airline, provider or agent in their time of need.

Protection and the pandemic: Customers of digital companies are attaching protection 6x higher since Covid-19 struck

In our report published in late 2020 – What’s Driving Outsized Attach Rates In 2020? How a Tech-Led Approach Has Helped Sustain a 2-3x Bump – we examined the huge and sustained increase in post-COVID attach rates across our network of partners, including travel partners like Booking.com, Icelandair, Skyscanner, Hopper and more, and other partners in our network like Intuit, eBay, Shopee, Descartes ShipRush and dozens more.

Icelandair partners with Cover Genius to offer “Covid plus” medical cover

Icelandair has announced today its partnership with Cover Genius, the global insurtech leader whose insurance distribution platform provides protection for customers of the world’s largest online companies, to offer embedded “Covid Plus” Cover for their worldwide customers, launching in Europe and Americas and Canada following soon.

Unbundled Travel Insurance Demo

Now more than ever are travelers looking to insurance to protect them wherever they are in the world. We work with with travel partners to integrate solutions that are tailored to capture conversions. Our RESTful APIs optimize price and policy bundles for each customer’s individual travel needs and plans. Our policies are easy to read to understand, and can be managed by our partners through the our award-winning XCover platform.

Kyle Keogh

In his role, Kyle oversees P&L, business operations and strategic planning across Cover Genius’ North American and Latin American regions. 

Prior to Cover Genius, Kyle spent more than a decade in numerous leadership positions at Google working with clients to drive sales, improve their brand and maximize product launches. Before that, Kyle was a Director of Business Transformation at IBM, and started his career serving technology and telecom clients at McKinsey & Co. and JP Morgan. 

Kyle earned a Bachelor of Arts from Hamilton College, studied at the London School of Economics, earned the Chartered Financial Analyst designation, and received an MBA from Dartmouth College where he earned the Walter Jacobs award for intellectual curiosity and conduct that inspires others. He plays an active role educating and mentoring the next generation of MBA students as an Adjunct Assistant Professor at NYU’s Stern School of Business and serves on the board of the Chautauqua Athenaeum Hotel.

Barney pierce

In his role, Barney is responsible for overseeing business operations, profit and revenue and strategic planning for Cover Genius in the European, Middle Eastern, African (EMEA), and Asia-Pacific (APAC) regions.

Prior to Cover Genius, Barney spent more than 15 years with Google where he held a number of senior leadership positions and was responsible for product to go markets, sales and partnerships for Google’s Media and Marketing Technology business in New York, Sydney and Mountain View, CA.

Barney holds a Bachelor of Commerce Degree from the University of Sydney. Based in Sydney, he is an active advisor and mentor in the APAC technology, media and start-up community.

Peter Phillips

In his role, Peter leads the product and engineering teams to define and execute the company’s technology strategy and roadmap for all Cover Genius’ platforms, including XCover, the insurtech’s award-winning insurance distribution platform.

As CTO, Peter focuses on the delivery of innovative products and the continued adoption of open source and cloud-based technologies. He is responsible for and oversees the design and implementation of our global scale real-time platforms with a focus on performance, reliability and security.

Prior to Cover Genius, Peter was VP of Engineering at Freelancer.com, where he expanded and led the global engineering team to more than 150 employees across Australia, Canada, United Kingdom, Philippines and Argentina. During his tenure, his leadership ensured core platforms scaled to support 30 million users and $740 million in gross payment volume.

Peter holds a Ph.D. in Computer Science (Spatial Data Mining) from James Cook University and has lectured at the University of Sydney about topics including software engineering, scalable infrastructure and agile development practices. Based in Sydney, he is also a supporter of local organizations that help provide healthcare to rural and remote areas of Australia.

David Rudow

In his role, David manages all financial activities of the company, including business planning, budgeting, forecasting, financial operations, facilities management, and investor relations. 

Prior to Cover Genius, David served as CFO at Unite Us and as CFO at nCino, which he took public in 2020 on Nasdaq. He led both companies through various stages of growth and successfully steered them towards becoming profitable growth companies. He also served as the SVP of Finance at Central Square Technologies and has held several roles at software/technology investment and banking firms, including Thrivent Asset Management, JPMorgan, KPMG and PWC.

David earned his B.S.B.A. in Accounting from the University of Illinois Chicago, received his MBA in Accounting and Finance from the University of Chicago Booth School of Business, and is a licensed CPA.

Darcy Rittinger

In her role, Darcy is responsible for developing, implementing and overseeing risk, legal and compliance strategies across the organization.

Darcy has more than 15 years of experience in commercial and general insurance. Before Cover Genius, she was Product Director at The Hartford, where she managed Cyber, Tech, Media and Miscellaneous Professional Liability products, as well as developed The Hartford’s first admitted Cyber policy. In addition, she has held key roles at AIG and Liberty Mutual, including claims counsel and litigation management. 

Darcy has an honors degree in English and Computer Applications from the University of Notre Dame, and a law degree from Fordham University School of Law. Based in New York, Darcy is also a strong supporter of local charities, like City Harvest and FACES, that help individuals improve their day-to-day lives.

Angus Mcdonald

With more than a decade of experience in a variety of executive roles at high-growth technology companies, Angus is the Co-Founder and Chief Executive Officer at Cover Genius overseeing the global expansion and development of Cover Genius across industries.

Before Cover Genius, Angus was the VP of International Business Development at iClick Interactive, and Head of Publisher Partnerships at Yahoo!.

Angus has a Bachelor of Science in Mathematics and Computer Science from the University of Technology Sydney and is a passionate contributor to rural and youth wellbeing programs through personal efforts and those of CG Gives, the philanthropic arm of Cover Genius.

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