Insurance

Made for

FinTech

Our global platform for insurance and warranties allows fintechs, banks, issuers, neobanks, payments platforms, gateways, POS vendors, accounting platforms, lenders of any stripe, merchants and more to sell or embed personal and professional lines of insurance.

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GLOBAL INSURANCE ENABLED FROM DATA

The right product, at the right price, at the right time - it’s what ensures your customers and businesses get covered for whatever they’ve purchased or for whoever’s paying, being paid, lending or contracting. By using transactional data to sell warranties and product insurance at the point of sale, our API satisfies customers and your bottom line.

CREATE LTV LOVE WITH HAPPY BUYERS, SELLERS, LENDERS & MERCHANTS

PROTECTION FOR THE PAYMENTS INDUSTRY

Supercharge your business with an ancillary revenue stream that’s only now available with the advent of insurtechs. XCover’s API and white-label flexibility gives you options for deep and seamless integrations suitable for any strategy.

GLOBAL CAPABILITIES

With our global insurance framework, you’re all set for international operations, cross-border expansion, and worldwide scaling. Our insurance licenses span over 60 countries and 50 US states, with content in 40+ languages and instant claim payments in more than 90 currencies.

MORE BRAND LOVE

Increase customer satisfaction and spend, while boosting brand loyalty. By delivering seamless, personalized payment experiences, you can give your customers what they’re after and bring them closer to your brand as a result.

PERSONALIZED EXPERIENCES

Your customers don’t want what everyone else is having; they want customized protection, tailored to their needs. Our customer-centered approach lets you add real value, with personalized policies that keep customers happy, loyal and protected.

WE MAKE YOUR CUSTOMERS HAPPIER

Your customers are seeking a customized payment experience that doesn’t make them feel like “just another user”. By taking SKUs, EANs, UPCs, MCCs, and other product and merchant datasets, our XCover platform lets you serve the most relevant product at the optimal price - so your customers receive the tailored service they love, while your business gets the best results.

Seamless Integration and Support

In the fast-paced world of fintech, you’ve got more important things to focus on than complex integrations and disruptive setup processes. That’s why we offer seamless API integration that gets you up and running with ease.

Our RESTful APIs are flexible and highly scalable, and we can configure any part of the sale and claim process to align with your business needs.

As for international operations and global scaling, we’ve got you covered. We’re licensed in over 60 countries and 50 US states, so you can expand across the globe from a single API call.

We’re In This Together

Disrupting an industry isn’t easy. We’ll be in your corner throughout the journey, with all the support you need to keep things running smoothly. Whether that’s technical integration support or solution engineering for future products, front-end collaboration or ongoing price and product optimization from our BrightWrite data analytics service - we’ve got your back, so you can keep paving the way.

Driving the Future of Fintech

Maximizing contact with your customers and delivering generous warranty and insurance policies delivers a long term solution for partners like Shipstation and app marketplaces like Xero, Magento, Shopify, WooCommerce and more.

In the media

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