Full Furniture Protection: Tailored Insurance That’s Ready For Retail
Our embedded insurance is available at some of the world’s largest marketplaces and global retailers like eBay, Flipkart, and Wayfair to offer peace of mind for total product protection – which means more confidence for your customers and more revenue for your business. With relevant, retail-ready insurance that covers over 60 countries and 50 US states, combined with friction-free claims processes and instant payments in 90+ currencies, we make it simple to offer global product protection from a single API call.

Furniture Insurance That Goes Further
Personalized Product Protection
Your customers want relevant protection for what they’re buying. Full Furniture Protection offers insurance that’s tailored to their needs – whether they’re investing in an antique armoire or decorating their first home on a budget. By dynamically bundling insurance products based on what’s in the cart, the XCover API serves the most relevant product, while optimizing for the highest conversion.
An Instant Extra Revenue Stream
With nearly half of retailers generating at least 10% of their turnover from secondary revenue sources, embedding Full Furniture Protection lets you boost your bottom line while keeping your customers satisfied. Plus, features like auto-renewing policies and claims payments as store credits help you drive CLTV, increase engagement, and turn insurance into a profit center.
Protecting Furniture Anywhere in the World
From a wardrobe in Wyoming to a California king in Cancun, our global insurance lets you protect your customers’ furniture products in any location. With insurance licenses in over 60 countries and 50 US states, programs available in 40 languages, and instant payments in 90+ currencies, we bring you worldwide insurance from a single API integration.
Frictionless Claims and Lifetime Protection
We’ve launched one of the world’s first independent subscription warranty programs, allowing you to offer protection for the life of the item with an auto-renewing policy (that can be canceled at any time). Combined with our fast and seamless claims processes, instant claims payments, and easy-to-understand policies, we offer insurance that makes your customers happy, with an industry-leading NPS of +65.


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Get in touch and discover how our global insurance platform can help grow your business.