Turn Protection Into Your Next High-Margin Growth Engine
Cover Genius is the global protection infrastructure that makes offering coverage as easy as accepting payments. We help the world’s leading banks, neobanks, and financial institutions transition to comprehensive bancassurance 2.0.
Strategic Growth for Banks, Simplified
Modern banking requires more than just traditional services. Cover Genius helps you solve your most pressing institutional challenges.
Unlock new, high-margin fee income streams by embedding protection products directly into your digital ecosystem.
We turn the worst part of insurance — the claim — into a seamless, intuitive experience that delivers peace of mind when it’s needed most.
Deploy tailored programs across 60+ countries and all 50 US states through one API, eliminating the need for multiple local partners.
Use AI-powered personalization to surface relevant protection at the exact point of need, making your app more essential to daily life.
Replace slow and cumbersome insurance processes with a lightweight, secure cloud-native infrastructure built for modern banking speed.
How Klarna enhanced their customer experience with in-app product protection
With Cover Genius, Klarna offers in-app product protection so customers can safeguard their purchases for breakdown, accidental damage, and more.
Enterprise-Grade Infrastructure for Global Scale
With Cover Genius, you can transform insurance from a one-time sale into a contextual, product-integrated protection layer that strengthens lifetime customer relationships.
Built for monetization, not just protection
Turn protection into a measurable revenue stream, driving higher ARPU, premium tier upgrades, and non-interest income.
Embedded NAC that drives premium tier growth
We help you transform protection into a driver of premium tier and No Additional Cost upgrades, powering higher conversion and long-term retention.
Transaction-Triggered protection
Automatically surface relevant protection based on real-time card activity, delivered at the exact moment of intent.
Your bank's brand, fully embedded
Deliver protection natively, from onboarding to claims, without disrupting the customer experience.
Compliance without complexity
Launch across markets without added regulatory lift. We handle the licensing and local requirements so your teams can focus on building.
Speed to Launch
Go live in weeks, not months with pre-built integrations, global coverage, and instant claims payouts without the heavy engineering lift.
Simple to start. built to scale.
Integrate once
Connect via our flexible API or MCP-ready design. Leverage our 50+ global carrier partners or choose your own insurer.
Go live fast
Our dedicated professional services team gets you live in weeks, with products calibrated for your specific markets and customer segments.
Optimize continuously
Our AI engine makes it easy for you to run experiments, personalize offers, and surface new product opportunities, compounding your revenue as you scale.
Ready to try cover genius?
Join the world’s leading financial institutions transforming simple, static protection into bancassurance 2.0.