Bridge the revenue gap: the new era of digital bancassurance
Turn protection into your next high-margin revenue engine
With interest margins compressing, digital banks and neobanks must find new ways to diversify income and drive LTV. Traditional insurance is too slow, too manual, and too disconnected.
Cover Genius provides the independent orchestration layer you need to embed highly contextual, personalized protection directly into your experience.
The result? Higher premium card conversions, increased ARPU, and deeper lifetime loyalty.
Enterprise-grade infrastructure for global scale
We’ve replaced legacy complexity with a single, global infrastructure designed specifically for digital-first financial institutions.
Get an amazing protection experience that feels like yours
Get an amazing protection experience that feels like yours
Embedded NAC that drives premium tier growth
Turn built-in protection into a driver of premium tier and No Additional Cost upgrades, powering higher conversion and long-term retention.
One integration, global reach
Replace fragmented systems with a single enterprise-ready API to launch and manage protection across 60+ countries and all 50 US states.
Transaction-triggered protection
Automatically surface relevant protection based on real-time card activity delivered at the exact moment of intent. Powered by AI that interprets live transaction signals, not static customer profiles.
Your brand, fully embedded
Deliver protection natively inside your product from onboarding to claims without disrupting the customer experience.
Turn trust into a self-funding revenue engine
Turn trust into a self-funding revenue engine
Built for monetization, not just protection
Turn protection into a measurable revenue stream, driving higher ARPU, premium tier upgrades, and non-interest income.
Compliance without complexity
Launch across markets without added regulatory lift. We handle the licensing and local requirements so your teams can focus on building.
Speed to launch
Go live in weeks, not months with pre-built integrations, global coverage, and embedded-claims heavy engineering lift.
Get the guide: Closing the Revenue Gap
How leading digital banks turn protection into a scalable, high-margin revenue stream
Want to learn more about how digital banks can take advantage of non-interest income and what the pros have done to get ahead? In this exclusive guide, see how digital banks are moving beyond interchange to build protection programs that drive measurable growth, based on real transaction behavior, not static offers. Learn how to:
Unlock non-interest income
Learn how NII creates new revenue streams through embedded protection across every customer digital interaction.
Drive premium tier upgrades and retention
See how leading financial institutions like Chime, Revolut, and Monzo increase ARPU and loyalty through built-in protection.
Automate the claims experience
Get tips on how to launch new protection offerings in weeks with automated claims and digital payouts.
Ready to close the revenue gap?
Launch your tailored protection program in weeks, not quarters.