THE ROAD TO BETTER PROTECTION STARTS HERE
Cover Genius is the global protection infrastructure that makes offering auto and mobility coverage seamless and easy. We help the world’s leading rental car platforms, car-share services, and mobility companies deliver seamless embedded protection.
Protection built for the road ahead
Modern mobility companies need more than standard insurance services. Cover Genius works inside your existing workflows to solve your most pressing protection challenges.
Capture untapped protection revenue across rental platforms, dealerships, commercial fleets, and independent operators, earning more without adding operational burden.
Drive higher attach rates with continuous AI-powered testing of pricing, UX, and product combinations, leveraging booking data to boost customer conversion.
Build lasting relationships on the strength of your claims experience, backed by instant digital payouts and end-to-end claims handling that resolves 95% of claims within 3 days.
Deploy a single integration across 60+ countries and all 50 US states, eliminating the need for multiple local insurance underwriters.
Replace slow and cumbersome insurance processes with a lightweight, secure cloud-native infrastructure built for the speed and volume of modern vehicle rental platforms.
Enterprise-grade infrastructure for global scale
Transform insurance from a one-time add-on into a contextual, integrated protection layer that strengthens lifetime customer relationships.
Your brand, fully embedded
Deliver protection natively inside your product through a single API, improving conversion rates by ensuring the customer experience isn’t disrupted.
Usage-based pricing
Stay competitive by pricing policies per trip, mile, minute, or any other usage metric so your customers only pay for the protection they actually need.
Resolve claims fast
Provide a seamless claims experience backed by dynamic forms, two-day median resolution times, and automatic payouts in 90+ currencies.
Compliance without complexity
Launch in new markets quickly without added regulatory burden. We handle the licensing and local requirements so your teams can focus on growth.
Speed to launch
Skip the heavy engineering lift with pre-built integrations, global coverage, and embedded claims that flex to any technical roadmap and accelerate time to market.
Get full visibility
View your sales and claims data in real-time with the Partner Portal, adding a layer of transparency and serving as the source of truth for business decisions.
How it works
Simple to start. Built to scale.
Integrate once
Connect via our flexible API or MCP-ready design. Choose your own insurer, or leverage our 50+ global carrier partners.
Go live fast
Our dedicated professional services team gets you live in weeks, with products calibrated for your specific vehicle categories, markets, and customer segments.
Optimize continuously
Our AI engine runs pricing experiments, personalizes offers, and surfaces new product opportunities — compounding your revenue as you scale.
FAQ
No. XCover handles end-to-end, with a median resolution time under three days, 24/7 emergency assistance, and automatic payouts in 90+ currencies.
Integration timelines vary by platform, but a lightweight API/SDK and low engineering overhead means it fits into most technical timelines without disruption.
Cover Genius offers global coverage, with support in [fill in]
Yes — XCover holds licenses globally.
Ready to try Cover Genius?
Join the world’s leading mobility platforms redefining what vehicle protection looks like.