miscellaneous & surplus
insurance lines
A-rated insurers, reinsurers and captives back our niche insurance lines, US surplus lines and service contracts in 60+ countries and all 50 US states. Our award-winning global distribution platform XCover protects the customers of the world’s largest digital companies including Booking Holdings, eBay, Turkish Airlines and Flipkart. XCover is also available at Amazon, Wayfair, and SE Asia’s largest company, Shopee.
AN API BUILT FOR ANY BUSINESS AND THEIR CUSTOMERS
We’ve made integration fast, simple and stress-free, with a RESTful API that’s flexible and highly customizable to suit your business needs.
And as your business evolves and opportunities come your way, our platform is designed to grow with you. Whether you want to enter new markets or add other products, scaling is simple — and we’ll be right here to support you throughout the journey.
We’ve created customer-centric solutions for various industries including home automation, IoT and moving protection alongside standard property insurance fare, solutions for contractors in the gig economy and a range of protection products for logistics platforms, cyber security companies, travel and rental car aggregators and airlines.
Our wide-ranging insurance lines
We work with a range of specialty insurers who support our miscellaneous and surplus lines in the following industry sectors.*
Security software
- Domain Registrars
- Hosting
Retail
- Phone retailers
- Electronics
- Jewelry
- Eyewear
- Furniture
- Musical Instruments
- Sporting and Outdoor
- Home Improvement
- Fine Arts & Collectibles
Auto
- Dealership Management Systems
- Commercial Fleets
- Vehicles Repairs
Mobility
- Ridehailing
- Car Rentals
- Bikes & Scooters
- Mobility Services
- Car Sharing
- OEM Fleet Management
- Independent Fleet Management
Gig Economy
- Food Delivery Drivers
- Contractors Insurance for cleaners, freelancers, cooks, etc.
- Short Term Rental Hosts
Logistics
- International Freight Forwarders
- Merchants
- Carriers
- Shipping Platforms
- Shipping Marketplaces
- Digital Freight Platforms
- Air Freight
- Sea Freight
- Domestic & International Parcels
- Fragile/Sensitive Freight
CORPORATE
Our various commercial and personal insurance lines, including pet, travel and parametric Earthquake protection, are available via the XCover platform for these industries:
- Employee Benefits Software
- HR Information Systems
Bank/Neobank
- P2P Lending
- Crowdfunding
- Wealth Tech
- P2P Lenders
- Banks
- Neobanks
- Commercial Lenders
- Small Business Banks
- Law Firms
- Credit Financing
- POS Software Vendor
- Financing Alt-fi Bank
- Account Connectors
Payments/Fintech
- Acquirers
- Card Networks
- Payment Schemes
- E-Wallets
- Mobile Payment Platforms
- Card Schemes
- Pay Later
- Payment Gateways
- Payroll Processing
Travel
- Airlines
- OTAs
- Metasearch
- Flight Comparison
- Global Distribution System (GDS)
- Car Aggregators
- Retail Travel Agents
- Cruise Agents & Operators
- Cruise Lines
- Hotel Aggregators
- Hotel Operators
- Hotel Chains
- Tour Aggregators
- Reservation Systems
- Airline Reservation System
Business to Business Software
- Veterinary Management Systems
- Accounting Software
- Legal Software
- Billing & Invoicing Software
- Human Resource Software
- Medical Practice Management Software
- Procurement Software
- Quoting Software
- Restaurant Management Software
- Supply Chain Management Software
- Vendor Management Software
- Workforce Management Software
We're winning Commercial Insurance awards:
![award_-_ft-top1000[1]](https://covergenius.com/wp-content/uploads/2020/05/award_-_ft-top10001.png "award_-_ft-top1000[1]")
WANT TO FIND OUT MORE?
Get in touch and discover how our global insurance distribution platform can help grow your business.
* Product availability and coverage may vary by state or country.