insurance & warranties
Selling product insurance directly to your customers means added peace of mind for them and an extra revenue stream for your business.
A-rated insurers back our full suite of product insurance, from personal electronics/gadget cover to equipment cover, appliance cover, eyewear cover, musical instrument cover and jewelry cover in 50 US states and 60+ other countries.
Our global insurance distribution platform enables partners like eBay, Flipkart, Tile and some of the world’s largest marketplaces to customize, add-on, and embed product insurance that’s fit for the times and suitable for any customer going anywhere for any reason, or through e-commerce platforms for thousands of others with XCover Go.
ANY PRODUCT, ANYWHERE IN THE WORLD
Whether it’s dropping your iPhoneX while taking a selfie or spilling a glass of cabernet on your new couch – product insurance can be the difference between a minor inconvenience and a costly mistake. By enabling consumers to purchase customized product insurance from their favorite retailers, we make it easier to keep customers happy, loyal, and protected.
But satisfied customers are only part of the story. With nearly a third of shoppers saying they’d be more likely to purchase a higher-value item if they were offered insurance, there’s a huge revenue opportunity for your business too.
WHY CHOOSE PRODUCT INSURANCE FROM COVER GENIUS?
The college student buying a PS4 has very different insurance needs to the corporate high-flyer purchasing a platinum ring. By dynamically bundling insurance products based on what’s in the cart, the XCover API serves the most relevant product to each customer, while optimizing for the highest conversion. The result is happier customers and higher revenue.
MORE CONFIDENCE, HIGHER SPEND
Your customers want peace of mind that their purchases are protected should things go wrong. And if they can get that protection from your business, they won’t need to go elsewhere – like your competitor’s store.
Our global insurance distribution platform is helping the world’s largest retailers increase revenue and competitive advantage, by delivering the personalized, seamless insurance experiences their customers are seeking.
PROTECTION FOR THE ‘WHAT IFS’
Any type of product for every type of customer. Our straightforward insurance products give buyers the protection they need, no matter what they’re purchasing – without the obstacles and restrictions imposed by traditional insurers.
FLEXIBLE, SCALABLE, AND SEAMLESS
Our RESTful API is highly flexible and integrates seamlessly. Want to add new products, enter other markets, or offer different insurance types? The scalable XCover platform is designed to grow with your business, enabling the distribution of more insurance products as opportunities evolve.
WANT TO FIND OUT MORE?
Get in touch and discover how our global insurance platform can help grow your business.