PRODUCTS

Our smart suite of products protect millions of happy customers, distributed by the world’s largest ecommerce companies from a single call to our XCover API. If something does go wrong, our instant payment platform XClaim, can deliver payment to any bank or e-wallet account with ease.

THE INSURTECH DIFFERENCE

seamless integration

Cover Genius’ suite of insurance products provide seamless API based POS solutions, generating on-demand policies from your dataset.

CUSTOMIZED POLICIES

We co-create policies and experiences for customers of the world’s largest platforms from mobility and home/car sharing to retailers, fintechs and more

instant payments

Our XClaim platform issues instant payment of claims with multiple payment types in every region and more than 90 currencies.

XCOVER

The platform that delivers on our vision to protect all the customers of the worlds largest online companies.

XCover is an insurance distribution platform that provides seamlessly integrated end-to-end insurance capability including BrightWrite, our award winning analytics platform responsible for dynamic product recommendations and pricing optimization.

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XCLAIM

The API for instant payments, supporting any XCover claim.

We pay your customer’s claim in real-time, via bank transfer, store credit, virtual prepaid card, credit card top-up, or any of the popular e-wallets, in over 90 currencies.

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RENTALCOVER

In 2015, we built an API for car rental insurance and peer to peer insurance. We added a B2C site, RentalCover.com, and together they have grown to become the largest rental insurance distributor globally.

We enable OTA’s, peer to peer and car rental agents to sell insurance add-ons to their customers. Policies are sold through 60+ countries, available in any language at dynamically driven prices that are optmized using our patented technology, BrightWrite.

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BRIGHTWRITE

Brightwrite is a data analytics platform that dynamically recommends product bundles and optimizes price for any Cover Genius partner.

BrightWrite is an additional service available to XCover and RentalCover partners that helps ensure your customers are presented with relevant products for their specific needs, at a price that is optimized for conversions.

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INSURANCE FOR ANY BUSINESS

We understand that your success comes from satisfied and loyal customers. Our XCover API lets you deliver on this promise by delivering a seamless customer experience from policy creation to claims management.

RETAIL

Our zero friction approach starts with policies that aren’t written by lawyers, where the benefits are bespoke and bundled for whatever’s in the cart.

MOBILITY & AUTO

A single API call that allows auto and mobility companies to create frictionless experiences for a wide range of motor, travel, injury and liability insurance policies for any market.

PROPERTY

Policies for liability, rental protection, contents and full property that are bundled or paid at the time of listing. Offer them all with the XCover API.

PAYMENTS

The XCover API creates a new distribution channel for a range of personal insurance products, served at the right time, in the right place.

GIG ECONOMY

The XCover API provides end to end processing of contractor's liability coverage for the giants of the gig economy.

FINTECH / NEOBANK

You've built your business by slaying dinosaurs. So have we. Our whitelabels and APIs have commercial and personal insurance packs that neobanks, FX, AltFi's and lenders need.

LOGISTICS

We partner with carriers, freight forwarders, merchants/shippers, shipping aggregators and marketplaces who want domestic or international shipping and a truly frictionless experience.

TRAVEL

OTAs, Metas, airlines, LCCs, accommodation providers, tour aggregators and cruise lines use XCover for dynamically bundled policies from one simple integration.

BUSINESS SERVICES

Partnering with leading B2B companies across the globe, we help deliver personalized insurance and frictionless experiences to worldwide business customers.