global
property insurance
With XCover, our global platform, we assist proptechs and real estate firms in digitizing protection throughout the customer lifecycle.
We’re the go-to insurtech for major digital firms like Booking.com and Rhino, integrating XCover for enhanced recurring revenue and customer satisfaction. A-rated insurers back our full suite of property insurance for homeowners, landlords, and renters.
A CHANGING PROPERTY INDUSTRY
From listing a condo on Airbnb, to securing a long-term rental through an app or buying an apartment online — the way your customers find, use and protect their properties is changing.
Through XCover, we digitize protection for the entire home lifecycle, from building to owning to renting. Our tailored approach enables you to bundle any type of warranty or insurance, to offer your customers highly relevant protection throughout the application and purchase journey .
And with a data-leveraging API that dynamically bundles products for the customer while optimizing for the highest conversion, you can deliver a personalized experience that leads to increased revenue and satisfaction.
PROTECTION FOR THE ‘WHAT IFS’ OF PROPERTY
XCover lets proptechs, home-sharing businesses and real estate companies deliver peace of mind to landlords, homeowners and renters with customized, relevant property protection.
We protect against all kinds of unexpected scenarios — whether it’s a break-in or a broken refrigerator, a dispute with a rental bond or damage from a hurricane. Plus, your customers can sleep easy knowing they’re covered for all the ‘extras’ — like repairs, replacements, delivery and installation.
Our property protection solutions embedded as a standalone product or combined as a bundle service include:
- Landlords Insurance
- Renters Insurance
- Short Term Rental Insurance
- Landlords Content Insurance
- Homeowners Insurance
- Builders Risk
- Strata Insurance
- Surety Bonds
- Rental Bonds
DEEPEN YOUR CUSTOMER RELATIONSHIPS
Your relationships with your customers shouldn’t stop at the point of transaction. Through XCover, we work with you to create new opportunities for customer engagement by embedding protection across all relevant touchpoints, generating recurring revenue for your business.
Additionally, we help you earn a competitive edge in an expanding market by delivering a truly seamless, end-to-end experience to your customers — from easy-to-read policies to hassle-free claims to exceptional service repairs and replacements with real-time status updates. We help your customers feel cared for by protecting their biggest investment.
SOLUTIONS FOR SHORT-TERM RENTALS
When it comes to short-term rentals, property owners have unique protection needs that are typically met by purchasing third-party landlord insurance as well as host protection from their listing sites. However, they often find themselves overpaying for overlapping coverage between the two.
That’s why 98% of hosts want to purchase landlord or homeowner insurance directly from listing sites like Airbnb, Hometogo, Booking.com and more, to streamline protection and lower their overall costs. XCover enables short-term rental platforms to offer their hosts (and guests) tailored protection that meets their needs and cuts out any unnecessary spend, all through one API.
WANT TO FIND OUT MORE?
Get in touch and discover how our global insurance distribution platform can help grow your business.