global
property insurance
A-rated insurers back our full suite of property insurance, including home builder software, lease management software, home inspection software, real estate property management software and rental property management.
We’re the embedded insurance company for the world’s largest digital companies including Rhino, Intuit, Namecheap, Richr, RMS Cloud and Booking Holdings who integrate XCover for landlords, renters, homeowners and title insurance – and similar products around the world – that boosts revenue and customer satisfaction by offering a personalized, seamless insurance experience.
INSURANCE FOR A CHANGING PROPERTY INDUSTRY
From listing a condo on Airbnb to securing a long-term rental through an app or buying an apartment online – the way your customers find and use their properties is changing. And so too are the things they need to protect and protect against.
By offering property insurance that meets the needs of a changing market, we’ve filled the gaps left by traditional insurers. Our global insurance distribution platform lets agents, homesharing businesses, and proptech companies provide tailored insurance directly to customers anywhere in the world, for everything from accidental damage and theft to vandalism and bond protection.
And with a data-leveraging API that dynamically bundles products for the customer while optimizing for the highest conversion, you can deliver a personalized insurance experience that leads to increased revenue and satisfaction.
PERSONALIZED PROTECTION, HIGHER REVENUE
Downtown apartment or luxury estate, a house in the country or a houseboat on a canal – no matter the type of accommodation, we’ve got the insurance to protect it. And because renting out a property can be stressful, we make it simple to give customers extra peace of mind with full liability and property coverage for landlords, plus optional coverage for landlord contents
Wherever your customers are located, our global insurance distribution platform lets you protect them. We’re licensed or authorized in more than 60 countries and 50 US states, with content in over 40 languages, and enable instant payments in 90+ currencies – so you can enjoy truly global capabilities from a single, seamless API integration.
For some people, peace of mind means being covered should a tropical storm hit their beach house; for others, it’s protection in case of a wild party at their holiday rental. Our global insurance distribution platform lets customers choose the insurance that fits their needs, with dynamic recommendations from our API to serve the right product at the best price.
By selling insurance directly to customers, your business benefits from an extra revenue stream, while subscription-based products provide ongoing revenue opportunities. And with an API that dynamically optimizes for the most relevance and the highest-converting price, you can keep your bottom line growing while keeping your customers happy, loyal, and protected.
A SMARTER WAY TO PROTECT YOUR CUSTOMERS
Technology has transformed the way homes are bought, sold, rented and utilized. But traditional property insurance hasn’t kept up the pace. Offering property insurance to your customers lets you take advantage of this gap, allowing you to increase ancillary revenue while offering a value-adding service that keeps customers engaged and loyal to your brand.
Our global insurance distribution platform makes it simple for customers to buy personalized insurance from their favorite homesharing apps, proptech companies, and agents. And with simple-to-understand policies and super-fast claims processes, they’ll enjoy a seamless experience at every stage (as our industry-leading NPS score of +65‡ suggests).
PROTECTION FOR THE ‘WHAT IFS’ OF PROPERTY
Our global insurance distribution platform lets property companies deliver peace of mind to landlords, homeowners, and tenants, with customized, relevant property insurance.
Our insurance products protect against all kinds of unexpected scenarios – whether it’s a break-in or a broken refrigerator, a dispute with a rental bond or damage from a hurricane. Plus, your customers can sleep easy knowing they’re covered for all the ‘extras’ – like repairs, replacements, delivery, and installation.
Our property insurance products include:
- Landlords Insurance
- Renters Insurance
- Short Term Rental Insurance
- Landlords Content Insurance
- Homeowners Insurance
- Builders Risk
- Strata Insurance
- Surety Bonds
- Rental Bonds
EFFICIENT SOLUTIONS, DELIVERED ON-DEMAND
We’re all about efficiency. Our global insurance distribution platform lets you insert rental and landlord’s insurance into any booking path, including PMS, vacation rental, host management, and agency management software, while our “on-demand” coverage means your insurance is only benefiting your business rather than subsidizing a competitor.
For short term rentals, the total cost of listing is reduced by offering on-demand home insurance that’s cross-subsidized by on-demand landlord’s insurance – so coverage runs for exactly 365 days per year, rather than 365 for home insurance and another period of time as a landlord.
WANT TO FIND OUT MORE?
Get in touch and discover how our global insurance platform can help grow your business.