• Platforms
    Platforms
    XCover

    The award-winning global platform for any line of protection

    rentalcover

    The worldwide #1 distribution platform for rental car protection

    XCOVER GO

    Warranties & shipping protection via ecommerce plugins

    MICROSERVICES
    XCLAIM

    The API for complete claims management & instant payment

    BRIGHTWRITE

    Real-time price optimization & product recommendations

    CHECK OUT OUR RESTFUL APIS
    XClaim API
    XCover API
    RentalCover API
  • Solutions
    Selected solutions
    Total shipping protection

    Covering shipping, cargo, freight & more

    Covid Cover

    Travel protection

    Full product protection

    Global product warranty

    Cancel for any reason

    Booking refund protection

    Protection pocket

    Protection at checkout or via transaction monitoring

    Ride advantage

    Protecting riders and contractors

    Generous jewelry protection

    Warranties on valuables

    Geniebot

    AI-based product rec & price optimization

    Delay valet

    Instant payouts for travelers

    Demos
    RMS Cloud
    Turkish Airlines
    Midmarket
    Flipkart
    Amazon
    eBay
    View all demos
    Case studies
    Reduce support load 7x for partners
    4X increase in ancillary travel revenue
    XCover opt-ins grow 20X as carrier liability falls
    400% attach rate increase for major airline
    86% YoY ancillary revenue growth
    Shipping protection 20% cheaper, 20 days faster
    View all case studies
  • Industries
    Retail

    Increase CLTV with warranties and product insurance

    Payments

    Personal insurance products which put your customer first

    Logistics

    Coverage for all shipping industries and providers

    Mobility & Auto

    Bikes, OEMs, car sharing or rental cars

    Gig Economy

    Tailored protection for contractors

    Travel

    Protection for anyone, anywhere

    Property

    Unique coverage for any property type

    Fintech/neobank

    Sell or embed personal and professional lines of insurance

    Business Services

    Tailored commercial insurance to boost ancillary sales

    LIVE EVENT TICKETS

    Price-optimized refund protection as insurance or non-insurance

  • Insurance
    Commercial

    BOPs, Cyber, D&O, WC, Liability & more for any SMB

    Product warranties

    Comprehensive product warranties

    Pet

    Personalized pet insurance for any cat, dog or exotic pets

    Auto

    Tailored insurance & warranties for dealers, DMS's

    Cargo & Marine

    Insurance for any logistics solution with same day claims

    LIVE EVENT TICKETING

    Refund protection — as insurance or non-insurance — for any event worldwide

    Travel

    Unbundled insurance with Covid Cover, Smart Delay

    Property

    Renters, homeowners, landlords, hosts, guests

    Others

    Niche insurance, CLIPs and surplus lines

  • Research
    Embedded insurance reports - Property
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    Embedded insurance reports - Fintech
    View all research
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  • Platforms
    Platforms
    XCover

    The award-winning global platform for any line of protection

    rentalcover

    The worldwide #1 distribution platform for rental car protection

    XCOVER GO

    Warranties & shipping protection via ecommerce plugins

    MICROSERVICES
    XCLAIM

    The API for complete claims management & instant payment

    BRIGHTWRITE

    Real-time price optimization & product recommendations

    CHECK OUT OUR RESTFUL APIS
    XClaim API
    XCover API
    RentalCover API
  • Solutions
    Selected solutions
    Total shipping protection

    Covering shipping, cargo, freight & more

    Covid Cover

    Travel protection

    Full product protection

    Global product warranty

    Cancel for any reason

    Booking refund protection

    Protection pocket

    Protection at checkout or via transaction monitoring

    Ride advantage

    Protecting riders and contractors

    Generous jewelry protection

    Warranties on valuables

    Geniebot

    AI-based product rec & price optimization

    Delay valet

    Instant payouts for travelers

    Demos
    RMS Cloud
    Turkish Airlines
    Midmarket
    Flipkart
    Amazon
    eBay
    View all demos
    Case studies
    Reduce support load 7x for partners
    4X increase in ancillary travel revenue
    XCover opt-ins grow 20X as carrier liability falls
    400% attach rate increase for major airline
    86% YoY ancillary revenue growth
    Shipping protection 20% cheaper, 20 days faster
    View all case studies
  • Industries
    Retail

    Increase CLTV with warranties and product insurance

    Payments

    Personal insurance products which put your customer first

    Logistics

    Coverage for all shipping industries and providers

    Mobility & Auto

    Bikes, OEMs, car sharing or rental cars

    Gig Economy

    Tailored protection for contractors

    Travel

    Protection for anyone, anywhere

    Property

    Unique coverage for any property type

    Fintech/neobank

    Sell or embed personal and professional lines of insurance

    Business Services

    Tailored commercial insurance to boost ancillary sales

    LIVE EVENT TICKETS

    Price-optimized refund protection as insurance or non-insurance

  • Insurance
    Commercial

    BOPs, Cyber, D&O, WC, Liability & more for any SMB

    Product warranties

    Comprehensive product warranties

    Pet

    Personalized pet insurance for any cat, dog or exotic pets

    Auto

    Tailored insurance & warranties for dealers, DMS's

    Cargo & Marine

    Insurance for any logistics solution with same day claims

    LIVE EVENT TICKETING

    Refund protection — as insurance or non-insurance — for any event worldwide

    Travel

    Unbundled insurance with Covid Cover, Smart Delay

    Property

    Renters, homeowners, landlords, hosts, guests

    Others

    Niche insurance, CLIPs and surplus lines

  • Research
    Embedded insurance reports - Property
    Embedded insurance reports - Retail
    Embedded insurance reports - Travel
    Embedded insurance reports - Fintech
    View all research
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Australian Resident policies are sold by Cover Genius Pty Ltd (Australian Business Number 43 159 983 598) in its capacity as an AFS Licensee, No 490058 and underwritten by Assetinsure Pty Limited (ABN 65 066 463 803, AFSL 488 403) or Pacific International Insurance Pty Limited (ABN 83 169 311 193). Cover Genius does not act as your agent: this advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is suitable for you and your personal circumstances. Before you make any decision about whether to acquire the product, please read the PDS & FSG contained in your quote. If you purchase a policy from Cover Genius, the company receives a commission which is a percentage of your premium – ask us for details. Cover Genius is bound by the General Insurance Code of Practice and Family Violence Policy.

American insurance policies are sold by Cover Genius Insurance Services, LLC, a Delaware limited liability company, 11 West 42nd Street, 2nd Floor, New York, NY 10036. Its license information is available here. Cover Genius Insurance Services, LLC receives compensation from its underwriting partners. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the applicable policy.

American warranty products are sold by Cover Genius Warranty Services, LLC, a Delaware limited liability company, 11 West 42nd Street, 2nd Floor, New York, NY 10036.

Cover Genius Ltd. is authorised and regulated by the Financial Conduct Authority. Firm No. 750711, Registered Office: 4 Ravey Street, London EC2A 4QP, United Kingdom, incorporated in England & Wales. Company Registration Number: 09408621.

Cover Genius Europe, B.V. is authorised and regulated by the Dutch Authority for the Financial Markets [Autoriteit Financiële Markten] as an insurance intermediary, licence number 12046177. KvK number 73237426.This website uses cookies. By continuing to use this website you are giving consent to cookies being used. For information on cookies and how you can disable them visit our Privacy & Cookie Policy.

† Cost savings are based on a comparison of all Cover Genius shipping protection versus published carrier rates for Fedex, UPS, DHL, USPS, UPS, Old Dominion, DHL, XPO Logistics, Estes Express Lines, YRC and TForce Freight as at June 27, 2022. Time savings are based on average resolution times (i.e. the duration from initial filing to completed payment) for all XCover shipping protection claims as at May 31, 2022 (sample size = 868) compared with the industry average time including payment settlement (min. 6 days) and period to acknowledge a filed claim.

‡ The score includes any type of claim and claim outcome across our partner network except for those partners with less than 30 claims and those not assessed by Cover Genius.

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