unbundled
travel insurance
With our global insurance distribution platform, travel industry operators can sell insurance that meets the diverse needs of today’s travelers.
A-rated insurers back our full suite of travel insurance, including flight comparison, car aggregators, property management software, tour operators, reservations software and hotel chains in 50 US states and 60+ other countries.
We’re the embedded insurance company for the world’s largest digital companies including Booking Holdings, Ryanair, Skyscanner, Icelandair, Agoda, Etraveli, TourRadar, RMS Cloud, Hopper and Despegar who customize, add-on, and embed travel insurance that’s fit for the times and suitable for any customer going anywhere for any reason.


THE FUTURE OF TRAVEL INSURANCE
The world is getting smaller and changing faster. While a trip can be booked in a few clicks, a pandemic like COVID-19 can drastically change plans overnight. And this changing travel landscape requires a new approach to travel insurance.
Enter XCover – our global insurance distribution platform that lets airlines, OTAs, metasearch, aggregators, cruise lines, and other travel-based companies offer personalized travel insurance directly to their customers. By dynamically bundling policies from any category and insurer, our data-leveraging API serves the most relevant policy bundle for each user – based on their specific needs and purchase behavior – optimized for the highest conversion.
So your customers get tailored travel insurance and extra peace of mind, while your business adds value and boosts ancillary revenue.
TRAVEL INSURANCE THAT GOES FURTHER
By unbundling travel insurance, we let customers pick and choose the products that are right for them. A panel approach can create dozens of separate policies that are dynamically bundled in real-time by the XCover API – which means higher relevance for customers and higher conversions for your business.
We believe insurance is best kept simple. Our jargon-free policies are easy to understand, while our XClaim platform enables a fast and frictionless claims experience, with handy features like immediate claims assessments and instant payments in over 90 currencies. And with an industry-leading NPS of 65+, it looks like we’re hitting the mark.
We’ve replaced tiresome restrictions with sweet freedom. XCover gives you the flexibility to insure and price based on any metric, while our API enables automatic payouts – whether that’s for a delayed flight, a lost bag, or even an airline going under unexpectedly. What’s more, we can configure any part of the claims and sales process to fit your requirements.
With insurance licenses in over 60 countries and 50 US states, you can enjoy global capabilities from a single API call. Plus, content in more than 40 languages and instant claims payments in 90+ currencies mean our insurance solutions are as global as your business.



PROTECTION FOR EVERY SCENARIO
Whether traveling for business or pleasure, the journey doesn’t always run smoothly. Flights get delayed, events are canceled, baggage goes missing, and accidents happen. By offering your customers protection for all those ‘what ifs’, you can give them peace of mind that keeps them happy and loyal to your brand.
With tailored insurance that fits the traveler and the trip, we help you increase customer satisfaction and your bottom line.
WANT TO FIND OUT MORE?
Get in touch and discover how our global insurance platform can help grow your business.